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Health Takaful

Disclaimer: Webdoc in partnership with our underwriter East West insurance company is providing the product. This is a recurring payment model

Pricing

Plan type*

Premium (Exclusive of Taxes)

Daily Hospitalization Benefit

Accidental Disability Benefit

Monthly – Basic

PKR 100

PKR 3,333

PKR 100,000

 

POLICY TERMS & EXCLUSIONS

  • Pre-existing conditions are not covered.
  • Cosmetic or surgical procedures are not covered.
  • Regular medicine & SI(Surgical Instruments) doesn’t fall under IPD.
  • MMC(Major Medical Care) & DD(Dread Disease) cover will apply under IPD admission cover Only.
  • Cover restricts to IPD, Patient must be admitted at-least 24 hours on bed to avail cover.
  • Day care surgeries or any admission less than 24 hours including emergencies are not covered.
  • No Maternity Cover apply.
  • Claims will be calculated according to the normal charges of the hospital in the city where the claimant reside.
  • The maximum limit for surgeon fees is Rs. 10,000/- in the case of surgical procedures. Other charges such as anesthesia and operation room charges will be calculated at standard rates.
  • In case of a disease related to fever, claimants must provide a PCR/corona report.
  • Nursing charges are not payable.
  • Medicines upon discharge are not covered.
  • Food charges are excluded.
  • A 7-day waiting period is applied.
  • Hospitalization counts after admission and overnight stay for more than 24 hours.

CLAIMS PAYMENT:

  • Claim payment TAT is 5 working days after complete documents submission. 

REQUIRED DOCUMENTS:

  1. CNIC Copy (Both sides)
  2. Treatment details/Doctor’s prescription
  3. Admission & discharge slip
  4. Payment receipt/bills (payment paid by patient/customer in hospital)
  5. Lab reports, if any
  6. MSISDN & Bank/ Wallet account

Notice Of Claims:

The Company shall be notified of the occurrence of the Insured Claim as soon as possible, but not later than 15 (FIFTEEN days) from the date of discharge, which shall be treated as time‑barred and the Company shall not be bound to pay the Claim.

Customer will call on 0518848808 intimate about claim/complaint or can email all these documents on support@webdoc.com.pk