Terms & Conditions
Product Variant | Benefit | Value Added Services & Price |
Daily Plan (Recursive) | IPD 10,000 is sub-divided into 5 days’ No waiting period | VALUE ADDED SERVICE Price: PKR 2 /Daily Auto Payment |
1 Month Plan | IPD 10,000 is sub-divided into 5 days’ No waiting period | VALUE ADDED SERVICE Price: PKR 60 /Monthly Auto Payment |
6 Months Plan | 30,000 Hospitalizations Waiting period 15 days 15 days free lookup period apply | VALUE ADDED SERVICE Price: PKR 500 for 6 months |
Annual Plan | 30,000 Hospitalizations Waiting period 15 days 15 days free lookup period apply | VALUE ADDED SERVICE Price: PKR 1,000 for Annual |
Webdoc Health Service PKR-2 Daily & PKR 60 Monthly Plans T&C’s
Waiting Period: No waiting period apply; cover starts at day one.
POLICY TERMS & EXCLUSIONS
- Pre-existing conditions are not covered.
- Cosmetic or surgical procedures are not covered.
- Regular medicine & SI doesn’t fall under IPD.
- MMC & DD cover will apply under IPD admission cover Only.
- Cover restricts to IPD, Patient must be admitted at-least 24 hours on Bed to avail cover.
- 30,000 Hospitalizations coved with additional 5,000 accidental OPD
- No Maternity Cover apply.
- Policy can be reversed within 14 days after subscription only for 6 month and annual plan.
DOCTORS CONSULTANCY & TIMING:
Doctors services are available from Monday – Saturday 9:00am – 9:00pm.
UN-LIMITED ALL DAY ACCESS FOR FAMILY:
Doctors access is available all day for the policy term without restrictions.
CLAIMS PAYMENT:
- We aim to pay claims as soon as possible; however, the TAT remains 7 working days. Reimbursement period is maximum up to 3 months.
- We would require the agreed documentation for processing of the claims. If there are no documents to share or partial documents are shared, the claims may not be payable according to the SECP rules of paying claims.
For claim/complaint registration call 3737
REQUIRED DOCUMENTS:
- CNIC Copy
- Hospitalization Bill/Doctor’s prescription
- Discharge slip
- MSISDN
- Payment receipt (payment paid by patient/customer in hospital)
CLAIMS ELIGIBILITY:
Claims will be based from the discharge slip date.
WebDoc Health Service PKR-500 Bi-Annual & PKR 1,000 Annual Plan T&C’s
Waiting Period:
15 Days waiting period applies.
POLICY TERMS & EXCLUSIONS:
- Pre-existing conditions are not covered.
- Cosmetic or surgical procedures are not covered.
- Regular medicine & SI doesn’t fall under IPD.
- MMC & DD cover will apply under IPD admission cover Only.
- Cover restricts to IPD; Patient must be admitted at-least 24 hours on Bed to avail cover.
- 30,000 Hospitalizations coved with additional 5,000 accidental OPD
- No Maternity Cover apply.
- Policy can be reversed within 14 days after subscription only for 6 month and annual plan.
DOCTORS CONSULTANCY & TIMING:
Doctors services are available from Monday – Saturday 9:00am – 9:00pm.
UN-LIMITED ALL DAY ACCESS FOR FAMILY:
Doctors access is available all day for the policy term without restrictions.
CLAIMS PAYMENT:
- We aim to pay claims as soon as possible; however, the TAT remains 7 working days. Reimbursement period is maximum up to 3 months.
- We would require the agreed documentation for processing of the claims. If there are no documents to share or partial documents are shared, the claims may not be payable according to the SECP rules of paying claims.
- For claim/complaint registration call 3737
REQUIRED DOCUMENTS:
- CNIC Copy
2. Hospitalization Bill/Doctor’s prescription
3. Discharge slip
4. MSISDN
5. Payment receipt (payment paid by patient/customer in hospital)
CLAIMS ELIGIBILITY:
Claims will be based from the discharge slip date.
Disclaimer:
WEBDOC Health Service (WHS) product is made and owned by Webdoc Pvt. ltd (underwritten by Insurance partners of WEBDOC) having its principle office Plot No. 320, River View Commercial, Lilly Road, Bahria Town, Phase 7, Rawalpindi 46220, Pakistan. Easypaisa is a brand of Telenor Microfinance Bank and bank is acting as the corporate agent of the product on behalf of Webdoc Pvt. Ltd.