Income Protection Insurance – Features & Benefits: |
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Product Plans | Product Price | Benefits | ||
Daily Plan | PKR. 1 daily | Up to 10,000 IPD every month (max Rs.500/day), max 20 days a month | ||
Monthly Plan | PKR 100 | Up to 20,000 IPD every month (max Rs.2,000/day), max 10 days a month | ||
6 Month | PKR. 350 | Up to Rs.50,000 for 6 month (Max Rs.2,000/day), max 25 days in 6 months | ||
Yearly Plan | PKR. 700 | Up to Rs.50,000 for 12 month (Max Rs.2,000/day), max 25 days in 1 year |
Disclaimer: Webdoc in partnership with our underwriter East West insurance company is providing the product. This is a recurring payment model
POLICY TERMS & EXCLUSIONS
- All plans are auto renew for next 5 years or till attainment of maximum covered age of the customer whichever comes earlier.
- Pre-existing conditions are not covered.
- Cosmetic or surgical procedures are not covered.
- Regular medicine & SI(Surgical Instruments) doesn’t fall under IPD.
- MMC(Major Medical Care) & DD(Dread Diseases) cover will apply under IPD admission cover Only.
- Hospitalization include any and all diseases/disabilities, admission due to accident.
- Cover restricts to IPD; Patient must be admitted at least 24 hours on Bed to avail cover.
- Day care surgeries or any admission less than 24 hours including emergencies are not covered.
- Maternity admissions or any related surgeries are excluded
- Policy can be reversed within 15 days after subscription only for 6 month and annual plan.
- If the product price changes, the new rates will be apply equally to all policy holders
DOCTORS CONSULTANCY & TIMING:
Doctors services are available from Monday – Saturday 9:00am – 9:00pm.
CLAIMS PAYMENT:
Claim payment TAT is 15 working days after complete documents submission.
REQUIRED DOCUMENTS:
- CNIC Copy (Both sides)
- Treatment details/Doctor’s prescription
- Admission & discharge slip
- Proof of income loss/salary deduction
- Lab reports, if any
- MSISDN & Easypaisa account
Disclaimer: This insurance is underwritten by East West Insurance company.
Customer will call on 3737 / 042-111-003-737 / 0344-3333737 intimate about claim/complaint or can email all these documents on whsclaims@webdoc.com.pk