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Income protection

 

Income Protection Insurance – Features & Benefits:

 

 
  

Product Plans

Product Price

Benefits

  

Daily Plan
(Auto Payment)

PKR. 1 daily

Up to 10,000 IPD every month (max Rs.500/day), max 20 days a month

  

Monthly Plan
(Auto Payment)

PKR 100

Up to 20,000 IPD every month (max Rs.2,000/day), max 10 days a month

  

6 Month
(Auto Payment)

PKR. 350

Up to Rs.50,000 for 6 month (Max Rs.2,000/day), max 25 days in 6 months

  

Yearly Plan
(Auto Payment)

PKR. 700

Up to Rs.50,000 for 12 month (Max Rs.2,000/day), max 25 days in 1 year

  

 

 

 

 

 

 

 

 

Disclaimer: Webdoc in partnership with our underwriter East West insurance company is providing the product. This is a recurring payment model

POLICY TERMS & EXCLUSIONS

  • All plans are auto renew for next 5 years or till attainment of maximum covered age of the customer whichever comes earlier.
  • Pre-existing conditions are not covered.
  • Cosmetic or surgical procedures are not covered.
  • Regular medicine & SI(Surgical Instruments) doesn’t fall under IPD.
  • MMC(Major Medical Care) & DD(Dread Diseases) cover will apply under IPD admission cover Only.
  • Hospitalization include any and all diseases/disabilities, admission due to accident.
  • Cover restricts to IPD; Patient must be admitted at least 24 hours on Bed to avail cover.
  • Day care surgeries or any admission less than 24 hours including emergencies are not covered.
  • Maternity admissions or any related surgeries are excluded
  • Policy can be reversed within 15 days after subscription only for 6 month and annual plan.
  • If the product price changes, the new rates will be apply equally to all policy holders

DOCTORS CONSULTANCY & TIMING:

Doctors services are available from Monday – Saturday 9:00am – 9:00pm.

CLAIMS PAYMENT:

Claim payment TAT is 15 working days after complete documents submission. 

REQUIRED DOCUMENTS:

  • CNIC Copy (Both sides)
  • Treatment details/Doctor’s prescription
  • Admission & discharge slip
  • Proof of income loss/salary deduction
  • Lab reports, if any
  • MSISDN & Easypaisa account

 

Disclaimer: This insurance is underwritten by East West Insurance company.

Customer will call on 3737 / 042-111-003-737 / 0344-3333737 intimate about claim/complaint or can email all these documents on whsclaims@webdoc.com.pk