Income Protection Insurance T&C:
Product Variant | Benefit | Value Added Services & Price |
Daily Plan (Recursive) | Rs.10,000 Rs. 500 a day for maximum Including Covid 19 Cover Waiting period 7 days | VALUE ADDED SERVICE Price: PKR 1 Pp/Daily Auto Payment |
1 Month Plan | Rs.20,000 Rs. 2000 a day for maximum Including Covid 19 Cover Waiting period 7 days | VALUE ADDED SERVICE Price: PKR 100 Pp/annum Auto Payment |
6 Months Plan | Rs.50,000 Rs. 2000 a day for maximum Including Covid 19 Cover Waiting period 7 days 15 days free lookup period apply | VALUE ADDED SERVICE Price: PKR 350 Pp/6 months |
Annual Plan | Rs.50,000 Rs. 2000 a day for maximum Including Covid 19 Cover Waiting period 7 days 15 days free lookup period apply | VALUE ADDED SERVICE Price: PKR 700 Pp/annum |
Hospitalization includes any and all disabilities, admission due to accident or any other disease.
POLICY TERMS & EXCLUSIONS
- Hospitalization include any and all disabilities, admission due to accident, or any other.
- Cover restricts to IPD; Patient must be admitted at least 24 hours on Bed to avail cover.
- Day care surgeries or any admission less than 24 hours including
emergencies are not counted as IPD hospitalization, therefore, would not make a patient eligible for making a claim. - Maternity admissions or any related surgeries are excluded
- Policy can be reversed within 14 days after subscription only for 6 month and annual plan.
DOCTORS CONSULTANCY & TIMING:
Doctors services are available from Monday – Saturday 9:00am – 9:00pm.
CLAIMS PAYMENT:
Claim TAT is 15 working days. Reimbursement period is maximum up to 3 months.
REQUIRED DOCUMENTS:
- Doctor’s prescription
- Admission slip
- Discharge summary
- Lab reports, if any
- Proof of income loss/salary deduction
- CNIC copy
- In case of an accident, RTA certificate for claims.
Customer will call on 3737 & intimate about claim/complaint or can email all these documents on ipiclaims@webdoc.com.pk.
Section: ‘How it works’?
1) What are my limits?
Max Limit is up to Rs. 50,000 for One year, 6 month plan up to Rs. 50,000 , Daily plan up to Rs. 10,000 whereas for one month plan it is Rs. 20,000.
Unlimited calls throughout the period to tele-doctors . Number provided through SMS on subscription.
2) How to connect with doctors?
To avail consultation and counseling: Dial 0344-3333737
Doctors services are available 6 days a week:
Monday – Saturday
9:00am – 9:00pm
3) What is covered?
Tele-Doctor service is available to family members as well (Parents, Spouse, Kids, Siblings) from customer’s registered mobile number.
Patient must be admitted at-least 24 hours on Bed, to avail cover
Covid 19 patients are also covered under same limits.
4) How to Cancel this service?
Simply call at our Easypaisa helpline 3737 from your Telenor number to deactivate this service
5) Time to report or to file the Claim, for the value added insurance?
One Month Plan & Daily Plan
Insurance claims must be filed within 15 days and NO later.
Six month and yearly plan
Insurance claims must be filed within 90 days and NO later.
6) How many times customers can call or connect to Tele-doctors helpline, during the subscription period?
There is no limit
7)What is insurance claim process?
One Month Plan & Daily Plan
Insurance coverage is applicable after 7 days of purchase, for one month.
Customer can call 3737 helpline for claim/complaint registration.
Six Month Plan
Insurance coverage is applicable after 15 days of purchase, for next 6 months.
Customer can call 3737 helpline for claim/complaint registration.
15 days free lookup period apply.
Yearly Plan
Insurance coverage is applicable after 15 days of purchase, for one year.
15 days free lookup period apply.
WhatsApp on 03435619973 or Email below documents on ipi@webdoc.com.pk
Claim Required Documents are:
- Doctor’s prescription
- Admission slip
- Discharge summary
- Lab reports, if any
- Proof of income loss/salary deduction
- CNIC copy
- In case of an accident, RTA certificate for claims. (Where applicable)
Disclaimer:
Income Protection Insurance product is made and owned by Webdoc Pvt. ltd (underwritten by Insurance partners of WEBDOC) having its principle office Plot No. 320, River View Commercial, Lilly Road, Bahria Town, Phase 7, Rawalpindi 46220, Pakistan. Easypaisa is a brand of Telenor Microfinance Bank and bank is acting as the corporate agent of the product on behalf of Webdoc Pvt. Ltd.